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Over the Counter Items



Beginning January 1, 2012, currently eligible over-the-counter (OTC) products that are medicines or drugs (e.g., acne treatments, allergy and cold medicines, antacids, etc.) will not be eligible for reimbursement from your Health Care FSA - unless, you have a prescription for that item written by your physician.  You cannot use your Benny card for this purchase.

The only exception is insulin - which will not require a prescription from January 1, 2012 forward.  Other currently eligible OTC items that are not medicines or drugs, such as bandages, will not require a prescription.  Your Benny card can continue to be used for these purchases.


inEligible Over-the-Counter Items that can not be purchased using the Benny Card without a prescription.

  • Acetaminophen pain relievers
  • Acid reducers    
  • Acne medication
  • Antacid medication
  • Allergy and Sinus medication (Antihistamines & Decongestants)
  • Allergy eye drops
  • Allergy pillows, mattress cover, air purifier, filters
  • Antibiotics, Antibiotic Insect-bite/sting medication, burn & scar remedies
  • Anti-Diarrhea medication
  • Anti-Gas products
  • Anti-itch & insect bite medication
  • Anti-Parasitic products
  • Antiseptics & wound cleansers
  • Aspirin pain relievers
  • Athlete’s foot medications
  • Baby teething pain relievers
  • Ben Gay type pain relievers
  • Blister treatment medication
  • Bronchial relief/OTC asthma inhalers
  • Cold sore medication
  • Compression hose/socks
  • Contraception/condoms
  • Cough, cold, flu medication (syrups,drops,lozenges,tablets, chest rubs)
  • Dental repair
  • Diabetic socks
  • Digestive aids
  • Elastic bandages
  • Eye care - Visine, Refresh tears
  • Feminine Anti-Fungal/anti-itch medication/creams
  • Foot insoles & cushioning
  • Hemorrhoidal Preps/relief
  • Ibuprofen pain relievers
  • Ipecac syrup
  • Lactose intolerant medication
  • Laxatives
  • Lice medication/shampoo
  • Menstrual pain relievers
  • Motion sickness
  • Nasal sprays, drops and inhalers, nasal strips
  • Pain relievers
  • Prilosec
  • Probiotics
  • Rash ointment for baby rash
  • Respiratory treatments and vapor products
  • Skin treatments
  • Sleep aids
  • Smoking Deterrents
  • Stomach remedies
  • Stool softeners
  • Tooth/denture repair/pain relievers
  • Wart removers
  • Yeast infection medication

___________________________________________ Eligible Over-the-Counter Items that can be purchased using the Benny Card without a prescription


Baby Care

  • Baby Electrolytes (Pedialyte, Enfalyte) 

Diabetic Supplies/Items

  • Blood glucose monitors, tablets, supplies
  • Blood test strips
  • Insulin
  • Ascencia
  • One Touch
  • Diabetic Tussin
  • Insulin syringes
  • Lancets
  • Urine test strips 

Ear & Eye Care

  • Contact lens cleaners/solution
  • Contact lens rewetting drops
  • Hearing aid/Specialized medical batteries
  • Ear drops, syringes, Ear wax removal
  • Reading glasses and eyeglass maintenance & Accessories

Health Aids

  • Arthritis treatment (Glucosamine and/or Chondroitin,
    i.e. Oxteo-Bi-Flex, Cosamin D, Flex-a-min)
  • Band-Aids, 3M Nexcare, non-sport tapes, Gauze, hot/cold therapy, orthopedic support, rib belts
  • Blood pressure monitors, cholesterol testing
  • First-aid kits, Thermometers
  • Incontinence Products (Attends, Depend, GoodNites for juvenile incontinence, Prevail, Calmoseptine)

Supports and Braces

  • Ankle support/braces
  • Arm sling  
  • Back support/braces
  • Elbow support/braces
  • Knee support/braces 
  • Neck brace  
  • Wrist support/braces 

Miscellaneous Items 

  • Pregnancy kits/Ovulation kits
  • Prenatal Vitamins (Stuart Prenatal, Nature's Bounty prenatal Vitamins)  

INELIGIBLE over-the-counter items for reimbursement

  • All vitamins and supplements
  • Baby bottles
  • Baby wipes
  • Cosmetics
  • Cotton swabs/balls
  • Dental floss
  • Deodorant
  • Dietary supplements/foods
  • Facial soaps/washes
  • Feminine care products
  • Low “carb” foods
  • Mineral supplements
  • Mouthwashes
  • Shampoos and conditioners
  • Sunscreen products
  • Oral care (Toothbrush, toothpaste, mouthwash)

 On-line Purchasing with MyBenny Card


Benny Card picture

Use your debit card to purchase approved Over-T​he-Counter items at and at for an extended list of items that can be purchased online.  You may also use 1-800-CONTACTS or​